First things first: There’s two variations for the Centurion Card a ntinuing company variation and an individual one.

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Editor’s note: that is a recurring post, frequently updated with brand brand new information. The Centurion Card from United states Express could very well be probably the most desirable little bit of synthetic anodized titanium available to you, in no little component because regarding the shroud of privacy and exclusivity that surrounds it. Unless you’re invited to utilize and accepted ( more about just just how that occurs later), Amex keeps a good lid on the many advantages and exclusive perks open to cardholders.

Many Thanks, nevertheless, with a type TPG sources that are fortunate enough to engage in the Centurion “club” (like the Points that is original Guy, Brian Kelly, who holds the company variation), we could share a thorough rundown regarding the benefits. As travel remains on hold for several, a complete great deal for the perks that are included with the Centurion card aren’t currently as valuable (though Amex has recently sweetened the offer various other methods). Therefore with all that is being conducted, may be the prestigious and Amex that is exclusive Centurion nevertheless worth every penny? The details when it comes to Centurion Card happens to be gathered separately by The Points Guy. The card information on this site haven’t been provided or reviewed because of the card company.

Obtaining the card

First things first: There are two main variations of this Centurion Card company variation and an individual one. It’s potentially much easier to obtain the card as a company owner, but in either case, it takes accumulating significant fees. There’s no official requirement for Centurion eligibility, but we’re speaking bucks that are big.

Amex apparently extends invitations to utilize for business card as long as you’ve invested (and paid down) at the least $450,000 (or $500,000 we’ve heard both) across all of your Amex records in a twelve months. The bar is rumored to be set at around $350,000 for the personal card.

Remember that these quantities aren’t officially verified, and merely since you invest sufficient and now have standing that is good reports does not suggest you’ll automatically be invited to use. An element of the exclusivity regarding the Centurion Card is the fact that there’s a formula that is secret whom gets invited.

Charges and re re re payments

The initiation and yearly charges for the Centurion Card result in the yearly costs for any other top-tier cards including the Platinum Card from United states Express (see rates and costs) as well as the Citi Prestige Card ($550 and $495, respectively, each year) seem like child’s perform. There’s an initiation cost of $10,000, along side a fee that is annual of5,000. What this means is before you can even start using your card that you’re looking at a tab of $15,000 between the initiation fee and the first-year annual fee. You’ll spend $5,000 for an extra cardholder, and you’re only allowed to include two. There are not any international deal charges. The information and knowledge for the Citi Prestige card happens to be collected individually by The Points man. The card information on this site haven’t been provided or reviewed by the card company.

Receiving points

Just like the Amex Platinum while the Business Platinum Card from United states Express ($595 fee that is annual see prices and charges), the Centurion Card actually provides in terms of non-spending benefits. A number of the perks come under the life style and luxury-experience groups, although there’s also an array of travel-related advantages, from resort status to airport lounge access and baggage insurance. In belated 2019, Amex announced lots of the latest advantages to go with the steeply increased annual charge.